For Immediate Release
Immanuel Santosh Shares Crucial Insights on India’s Pension System Ranking to Guide IT Professionals in GCC
Chennai, India – October 17, 2025 – Immanuel Santosh, a leading retirement advisor specializing in retirement planning for Indian IT professionals working in Global Capability Centers (GCC), has issued an important letter to his clients and prospects addressing the latest Global Pension Index 2025 ranking, which placed India’s pension system at the lowest global position with a D-grade score of 43.8 out of 100.
In the letter, Santosh highlights the critical gaps in India’s pension framework concerning adequacy, sustainability, and governance. With over 80% of India’s workforce in the informal sector lacking access to formal pension benefits, he cautions that relying solely on traditional pension schemes like the Employees’ Provident Fund (EPF) or the National Pension System (NPS) may leave many professionals inadequately prepared for retirement.
Santosh urges IT professionals, especially those working abroad in GCCs, to adopt a diversified and proactive retirement planning approach that includes equity mutual funds, supplementary pension schemes, and early, disciplined investing to ensure long-term financial independence and peace of mind.
“As a retirement advisor, my mission is to empower Indian IT professionals with strategies that counter the limitations of our national pension system and secure their retirement freedom despite prevailing systemic challenges,” said Immanuel Santosh.
The letter serves as both a wake-up call and a guide for IT professionals to review and strengthen their retirement plans in light of the recent global ranking.
For further information or to schedule a consultation with Immanuel Santosh, please contact:
Immanuel Santosh
Certified Retirement Advisor
Email: sales@goalsgap.in
Phone: +919894051199
Website: https://www.goalsgap.in